Credit Card Billing Problems

Most people don’t take a look at their credit card bill before they pay it. They just tear off the payment slip and send in their payment. It is a good idea to stop and read over your bill each month to be sure there are not mistakes. It is this statement that you will need to prove any mistake that you find.
If you do find a charge on your bill for something that you know you did not buy, report it in the way the credit card company requires. If you just ignore the charge, your credit company might just report it to the credit reporting agency and this could effect your credit history.
You need to take action right away when you find a charge on your bill that is not yours. It could just be an honest mistake that is easily remedied or in the worst case it could be someone using your credit account. Make that call and explain your findings. You can also photo copy your bill and send it with an explanation to your credit card company.